Get A Free Credit Report

If you've ever applied for a charge account, a personal loan, insurance, or a job, someone has a file on you. This file—known as a consumer report—contains information on where you work and live, how you pay your bills, and whether you've been sued, arrested, or filed for bankruptcy.

Companies that gather and sell this information are called credit reporting agencies, or CRA's. The most common type of CRA is the credit bureau. The information CRA's sell about you to creditors, employers, insurers, and other businesses is called a consumer report. For additional information on CRAs and your rights as a consumer, click here.

There are three different credit bureaus (Equifax, Experian, and Trans Union) that record and report information about you. Lenders use your credit report from any or all of the three bureaus to help them decide whether to give you that loan or credit card.

For a free, single bureau credit report, please provide the following information and a Brass Key representative will get back to you within 48 hours.

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